Effective Date: 9/17/2025
Welcome to XTER GROUP ("we," "our," or "us"). By accessing or using our websites, mobile apps, and services (collectively, the "Services"), you agree to comply with and be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue using our Services.
By accessing or using our Services, you acknowledge that you have read, understood, and agreed to these Terms of Use, as well as our Privacy Policy.
All trademarks, logos, content, and other materials on our websites are the exclusive property of XTER GROUP or its licensors. You may not copy, modify, distribute, or exploit any content without our prior written consent.
Some features of our Services may require you to create an account. You agree to:
Our Services may contain links to third-party websites or services. We are not responsible for their content, privacy practices, or terms of use. We encourage you to review their policies before engaging with them.
Our Services are provided on an "as is" and "as available" basis. We make no warranties or representations, express or implied, regarding the reliability, accuracy, or availability of our Services.
To the maximum extent permitted by Philippine law, XTER GROUP shall not be liable for any damages, losses, or expenses arising from the use or inability to use our Services, including but not limited to direct, indirect, incidental, or consequential damages.
We reserve the right to suspend or terminate your access to our Services at any time, without prior notice, for violations of these Terms or applicable laws.
These Terms of Use shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes shall be resolved exclusively by the competent courts of General Santos City or South Cotabato.
We may update these Terms of Use from time to time. Changes will be posted on this page with an updated effective date. Continued use of our Services constitutes your acceptance of the updated terms.
For questions or concerns about these Terms, you may contact us at:
Email: info@xtergroup.com
Address: Ramirez Street (formerly known Champaca St.), Dadiangas South, General Santos City South Cotabato, Philippines