Terms of Use

Effective Date: 9/17/2025

Welcome to XTER GROUP ("we," "our," or "us"). By accessing or using our websites, mobile apps, and services (collectively, the "Services"), you agree to comply with and be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue using our Services.

1. Acceptance of Terms

By accessing or using our Services, you acknowledge that you have read, understood, and agreed to these Terms of Use, as well as our Privacy Policy.

2. Use of Services

  • You agree to use our Services only for lawful purposes.
  • You will not use our Services to engage in fraudulent, harmful, or abusive activities.
  • You will not attempt to gain unauthorized access to our systems or interfere with the security and integrity of our Services.

3. Intellectual Property

All trademarks, logos, content, and other materials on our websites are the exclusive property of XTER GROUP or its licensors. You may not copy, modify, distribute, or exploit any content without our prior written consent.

4. User Accounts

Some features of our Services may require you to create an account. You agree to:

  • Provide accurate and updated information.
  • Keep your login credentials confidential and notify us immediately of unauthorized use.
  • Be responsible for all activities under your account, whether authorized by you or not.

5. Third-Party Links

Our Services may contain links to third-party websites or services. We are not responsible for their content, privacy practices, or terms of use. We encourage you to review their policies before engaging with them.

6. Disclaimer of Warranties

Our Services are provided on an "as is" and "as available" basis. We make no warranties or representations, express or implied, regarding the reliability, accuracy, or availability of our Services.

7. Limitation of Liability

To the maximum extent permitted by Philippine law, XTER GROUP shall not be liable for any damages, losses, or expenses arising from the use or inability to use our Services, including but not limited to direct, indirect, incidental, or consequential damages.

8. Termination

We reserve the right to suspend or terminate your access to our Services at any time, without prior notice, for violations of these Terms or applicable laws.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes shall be resolved exclusively by the competent courts of General Santos City or South Cotabato.

10. Changes to These Terms

We may update these Terms of Use from time to time. Changes will be posted on this page with an updated effective date. Continued use of our Services constitutes your acceptance of the updated terms.

11. Contact Us

For questions or concerns about these Terms, you may contact us at:

Email: info@xtergroup.com
Address: Ramirez Street (formerly known Champaca St.), Dadiangas South, General Santos City South Cotabato, Philippines